How to Get Pre-Qualified for a Mortgage
(Your first step before house hunting)
Why Pre-Qualification Matters
Before you start looking at homes, you need to know what you can afford. Pre-qualification:
• Gives you a realistic budget
• Strengthens your offer when you find “the one”
• Prevents wasted time on homes outside your range
Step-by-Step Process
1. Review Your Finances
Have a rough idea of:
• Income (salary, bonuses, side income)
• Debts (loans, credit cards, car payments)
• Down payment available
• Monthly budget comfort
2. Gather Key Documents
Most lenders will ask for:
• Proof of...
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